Employee Benefits

There are many reasons to choose an experienced insurance broker like Maddock & Associates to represent you.

First, as an independent broker, we objectively present many different employee benefit plans in your best interest. We can help you evaluate all your insurance options and choose the insurance company and group benefits plan that is right for your needs. While you are enrolled in the plan, our expert team will serve as your advocate and assist you and your employees with any claims issues that come up.

Most importantly, should there be a discrepancy, our claims advocates will investigate on your behalf and fight to make sure the insurance company lives up to the contract.

At Maddock & Associates, we’ve been group benefits brokers for over 50 years. We are true experts in employee benefits. We don’t just quote plans or provide just a spreadsheet. We provide information and insights that you can’t get from a side-by-side web comparison or product grid. We can answer the questions you have before you make a decision. For example, you might wonder about the size of their provider network, or how well they pay their claims. You may want to know what the biggest complaints are, what has their track record been regarding rate increases, or how they are perceived by providers, etc. We are ready to answer your questions.

Insurance companies usually require at least 2 employees to start a group employee benefits plan. Once you have 2 employees working 20 hours per week or more, we can start a group plan for the 2 employees and help you enroll new hires as your company grows.

While the government will penalize employers with 50 or more full time employees who do not offer insurance, employers can choose to not offer coverage and pay the penalty. With that said, most employers find it very difficult to hire qualified employees if they do not provide a great benefit package. Maddock & Associates specializes in creating affordable employee benefit packages that will help you hire and retain the best talent!